Luminate Wealth AI (“Luminate,” “we,” “us”) provides portfolio analysis, market intelligence, and financial education tools for informational and educational purposes only. Luminate is not a registered investment adviser, broker-dealer, or financial planner under the laws of any jurisdiction. Nothing on this platform constitutes personalized investment advice, a recommendation to buy or sell any security, or an offer or solicitation of any kind.
All analysis, reports, scores, and insights generated by Luminate are produced by artificial intelligence models based on mathematical algorithms, publicly available market data, and historical performance. AI-generated content may contain errors, inaccuracies, or outdated information. Past performance is not indicative of future results. No representation or warranty is made regarding the accuracy, completeness, or reliability of any information provided.
Securities trading, options strategies, and other financial instruments involve substantial risk of loss and are not suitable for all investors. You could lose some or all of your invested capital. Tax-related information is general in nature and should not be construed as tax advice — consult a qualified tax professional regarding your specific situation. Users outside the United States should be aware that financial products, regulations, and tax treatment may differ in their jurisdiction.
Luminate does not execute trades, hold client funds, or have custody of any assets. Brokerage connections via SnapTrade are read-only. By using Luminate, you acknowledge and agree that: (i) all investment and financial decisions are solely your own; (ii) you will seek independent professional advice before acting on any information provided; and (iii) Luminate, its officers, employees, and affiliates shall not be held liable for any losses, damages, or costs arising from your use of the platform or reliance on its outputs.
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